Terms And Conditions

Last Updated: 31 January, 2024

Welcome to the mesenieng-credit-union.com official website of Mesenieng Credit Union (MCU). Since 1968, MCU has been dedicated to providing accessible, community-focused financial services to the people of Pohnpei.

1.Acceptance of Terms

By accessing and using the Mesenieng Credit Union website, you agree to comply with these Terms and Conditions. If you do not agree, please do not use this website.

2. Use of Website Content

All information and materials on this website, including downloadable forms, are provided for general information and personal use only. You may download and print the PDF application form for your own use. Any other use of website content without written permission is prohibited.

3. Use of Website Content

All content on this website — including text, logos, designs, and downloadable forms — is owned by Mesenieng Credit Union unless otherwise stated. Some images and graphics may come from free-to-use or royalty-free sources and remain the property of their original creators, used here under appropriate licenses or usage terms. Website visitors may view, download, or print content for personal, non-commercial use only. Any other use, including reproducing or modifying content for commercial purposes, is strictly prohibited without prior written permission.

4. Accuracy of Information

Mesenieng Credit Union strives to provide accurate and up-to-date information but does not guarantee the completeness or reliability of all content. Information may change at any time without notice.

5. Limitation of Liability

Mesenieng Credit Union will not be liable for any direct, indirect, or consequential damages resulting from the use of or inability to use this website or any linked sites, including loss of data or profits.

6. Links and External Resources

This website may include links to downloadable PDF application forms and to Mesenieng Credit Unions official Facebook page and email contact via Gmail. These links are provided for your convenience and to assist you in accessing our services. Mesenieng Credit Union is not responsible for any issues that may arise from using these external services or platforms.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

9. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the Philippines. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of the Philippines.

10. Contact Information

If you have any questions or concerns about these Terms & Conditions, please contact us:

  • Email: info@mesenieng.com
  • Phone No.: (691) 320-2818 / 1590
  • 123 MCU Street, Kolonia Pohnpei, FM 96941

Thank you for trusting Mesenieng Credit Union. with your personal information.