Share Accounts
A share account is like a savings account at a credit union. When you open one, you become a member and part-owner of the Mesenieng Credit Union. Here’s what you need to know:
- Membership: Opening a share account makes you a member of the Mesenieng Credit Union.
- Earnings: Your money earns dividends, which are similar to interest in a bank savings account.
- Access: You can easily deposit and withdraw money.
- Benefits of a Share Account
- Ownership: As a member, you get a say in how Mesenieng Credit Union is run.
- Better Rates: Credit unions often offer higher dividends than banks.
- Community Focus: Credit unions invest in their communities and offer financial education to members.
- Supports multilingual websites, allowing you to create content in multiple languages.
Member Loans
1
Regular Loans
Our Member Loans offer a flexible and affordable way to meet your financial needs. Whether you’re looking to consolidate debt, make a big purchase, or cover unexpected expenses, we’ve got you covered.
Loan Amounts: Borrow between $3,000 and $12,000.
Repayment Terms: Choose a repayment term from 2 years to 8 years.
Competitive Rates: Enjoy competitive interest rates tailored to help you save.
Apply today and take control of your finances with a loan designed for our members.
2
Emergency Loans
When unexpected expenses arise, our Emergency Loans can provide the quick financial relief you need.
Loan Amounts: Borrow between $600 and $3,000.
Repayment Term: Flexible repayment over 12 months.
Fast Approval: Get funds quickly when you need them most.
Apply now to handle emergencies with ease and confidence.
3
Payday Loans
Our Payday Loans offer a quick and easy solution for short-term financial needs.
Loan Amounts: Borrow between $50 and $599.
Repayment Term: Convenient repayment in 30 days.
Fast Cash: Get the funds you need quickly.
Apply today for immediate financial support when you need it most.
4
Senior Citizen Loans
At Mesenieng Credit Union, we value our senior members. Enjoy a special rate on all our loan products, exclusively for senior citizens.
Exclusive Rates: Reduced interest rates on loans for seniors.
All Loan Products: Applies to Member Loans, Emergency Loans, and Payday Loans.
Easy Application: Simple process to qualify for the discount.
Take advantage of these special rates designed to support our senior members’ financial well-being.
MCU Mobile App
We’re excited to announce the launch of our new mobile app, making it easier than ever to manage your finances and apply for loans on the go.
Loan Applications: Apply for Member Loans, Emergency Loans, and Payday Loans directly from your phone.
Convenient Access: Manage your accounts, check your share and loan balances anytime, anywhere.
User-Friendly: Simple and intuitive design for a seamless banking experience.
Online Chat: Chat with your Meseneing Credit Union Loan Officers online using the mobile app
Download the app today and enjoy the convenience of banking at your fingertips.
